About Us

SMB ( Summit Mortgage Bankers Inc. ) is the first full service mortgage banker established in Chinese community.  For more than 25 years, SMB has been committed to providing our customers from coast to coast with great service and powerful financial expertise to help them fulfill the dream of homeownership in America. We are proud of our longstanding history of supporting not only our customers but also our community and our employees.  

Our first branch opened 1992 in NYC

Our History

Dated back to 1992, Summit Mortgage Bankers Inc. was established at 18 Bowery, a landmark building in New York City.  At that time, most of Chinese residents in downtown Manhattan were first generation immigrants. They were hard workers but difficult to get mortgages from mainstreet banks due to language barrier and lack of credit history.  Summit Mortgage Bankers Inc. hosted many first time homebuyer seminars and helped thousands of families obtained home mortgages . 

 

Today, SMB has been a leading mortgage banker in Asian community.  We have nearly 200 employees across the states.  New York, New Jersey and California are our primary markets.   We have been in mortgage banking business for over half of a century, yet we are still growing and we are growing fast.

 

Please check our branch locations

Our Values

SMB has had a set of Values that drive our behavior and longterm success:

  • Customer Focus  Providing best financial solutions to fulfill customers' needs and goals is our mission. We always put customers' interest first, treat them sincerely and fairly

  • Integrity  We are honest, faithful and conduct business with strong ethical standards

  • Teamwork  To seamlessly originate a loan requires many parties' collaboration. Teamwork is an essential part of our workforce culture

  • Passion  Passion is the heart of our company. We are passionate about our work and people we serve


Our Management Team
 

Michael Chen

Founder and President

michael.chen@smb-mortgage.com

718-888-0358 ext. 103

Justin Tong

VP, Production

justin.tong@smb-mortgage.com

718-888-0358 ext. 106

 

Joey Zhou

VP, Sales Manager

joey.zhou@smb-mortgage.com

732-650-1884 ext 103

Jake Yan

VP, Sales Manager

jake.yan@smb-mortgage.com

626-458-6878

Minghua Yuan

VP, Business Development

minghua.yuan@smb-mortgage.com

718-888-0358 ext. 118

David Lin

Underwriting Manager

david.lin@smb-mortgage.com

718-888-0358 ext. 109

Steve Zeng

Operation Manager

steve.zeng@smb-mortgage.com

718-888-0358 ext. 113

Phoebe He

Compliance Officer

phoebe.he@smb-mortgage.com

718-888-0358 ext. 111

Carl Wang

Sales Manager

carl.wang@smb-mortgage.com

408-434-9888 ext. 22

Ami Wu

Sales Manager

ami.wu@smb-mortgage.com

626-458-6739 ext. 315